A lot has been said about Robinhood recently, especially during the lockdown earlier this year. I wonder with so many new investors trying their hand at picking stocks during such an uncertain volatile time, do you think this will hurt the majority of these newbies? The huge fluctuations will lead to bad investing habits and greed. The app itself is designed almost like a fun game that encourages users to trade more to unlock different features. Something feels off about it, on the one hand I think that its great that young people are excited about stocks, I'm just concerned that the lack of understanding will burn a lot of people who get in over their head with different financial instruments. What do you all think?